Life cover & employee benefits. Commercial Risk and Wealth (Pty) Ltd is licensed to provide various life products and employee benefits.

FAIS License No. 7874 An Authorised Service Provider

Commercial Risk and Wealth (Pty) Ltd, a subsidiary of Commrisk Insurance Brokers Pty Ltd, offers a full range of life products and employee benefits, complemented by independent advice, a leading service ethic and a reputation for the utmost integrity.

As a member of the Financial Planning Institute (FPI), Commercial Risk and Wealth (Pty) Ltd has adopted the FPI's 6-step financial planning process in the following areas of life cover / life assurance: estate planning, retirement planning, business life assurance, pension funds, provident funds, key man insurance, life and disability cover and more.

Estate Planning

*Life assurance *Disability insurance *Income protection

 

What is your most valuable asset? It's not your home, although many South Africans think so.

Retirement

Retirement planning is the process of identifying your wants and needs, developing plans to achieve them, acting on those plans and reviewing and revising them as you gain new knowledge and experience.

Business

Ideally, a business should seek a life insurance policy, possibly with disability and/or dread disease cover, on the life of the key person. The proceeds of this policy will then be paid to the business, to use as it sees fit.